Financing
Pay for the project over time
Financing is available through multiple independent lenders, subject to credit approval. Armored Power Systems is the contractor, not the lender — we design and install the system, and the rate, term and decision belong to the provider you apply with.
What can be financed
The whole project, not just the box
Backup power projects rarely stop at the equipment. The pad, the transfer switch, the panel work and the permit are all part of the number, and they can be part of the financed amount too.
That matters more than it sounds. When a project is financed one piece at a time, people tend to cut the parts that are least visible — the load management that would have let a smaller generator carry the house, or the panel work that makes the whole thing safe. Those are exactly the pieces that determine whether the system does its job in year six.
Start with a real scope from our process, then decide how to pay for it.
Project types financing may cover
- Standby generator installation
- Automatic transfer switches
- Generator repairs and major equipment replacement
- Home battery backup systems
- Rooftop and ground-mounted solar
- Complete home energy systems
- Solar panel removal and reinstallation
- Electrical service and panel upgrades
- Surge protection and load management
- Commercial solar installations
Availability depends on the lender, the project and the applicant. Nothing on this list is an offer of credit.
The lenders
Several providers, one contractor
Every customer and project is different, so we work with more than one financing provider instead of routing everyone into a single program. You apply directly with the provider.
First Financial
Financing options that can split a home improvement or energy project into monthly payments for customers who qualify.
Best suited for: A straightforward single path for a generator, battery, solar or electrical project.
Apply with First FinancialOpens in a new tab on the lender’s own site.Foundation Finance
Established home improvement financing programs for qualifying projects, including solar and energy-efficiency work.
Best suited for: Homeowners who want a home-improvement lender with more than one program to consider.
Apply with Foundation FinanceOpens in a new tab on the lender’s own site.ImproviFi
A multi-lender platform that can put several possible financing solutions in front of you through one process.
Best suited for: Comparing more than one funding path without applying to each lender separately.
Ask us about ImproviFiNo public application link is published for this provider. Call (817) 381-6158 and we will send you the current one.FINI Funding
A direct-to-consumer option that can return personalized offers from participating lending partners for qualified applicants.
Best suited for: An additional path when the first application does not land where you need it.
Ask us about FINI FundingNo public application link is published for this provider. Call (817) 381-6158 and we will send you the current one.
Credit improvement resources
A declined application does not have to end the project. We can connect you with third-party credit repair and credit improvement resources so you can review what is affecting your credit profile, identify information that may be inaccurate, and plan before applying again. Results vary, and credit repair cannot guarantee the removal of accurate information, a particular credit-score increase, or future financing approval.
Ask about this on the phone — (817) 381-6158.
How it works
From estimate to installed system
Financing should follow a properly designed project, not replace one. Here is the order that keeps it that way.
- 01
Get the estimate first
You cannot sensibly apply for an amount you do not know yet. We assess the property and put a written, itemized proposal in your hands before anyone talks about payments.
- 02
Choose a program and apply
You apply directly with the lender, not through us. Some programs start with a soft credit inquiry, others require a hard inquiry — the lender discloses which before you submit.
- 03
Review the offer carefully
If you are approved, read the payment amount, rate, fees, term and prepayment conditions before you accept anything. Those terms come from the lender and are not set by us.
- 04
Approve the project
Once the scope and the financing are both settled, we order equipment, start the permitting and get the installation on the schedule.
- 05
Installation and commissioning
We install, test and commission the system, including a live simulated outage test on generator projects, then hand over the walkthrough and the paperwork.
Financing disclosure
Armored Power Systems LLC is not a lender and does not make credit decisions. Financing is provided by independent third-party financing providers and is subject to credit approval. Rates, terms, fees, loan amounts, promotional programs, and availability vary by applicant, lender, and project and may change without notice. Review all lender disclosures before accepting financing. Credit repair or credit improvement services do not guarantee the removal of accurate information, a particular credit-score increase, or future financing approval.
Links to lender applications on this page lead to third-party websites that we do not operate or control. Their terms and privacy practices are their own — see our terms of use and privacy policy.
Financing questions
What people ask before they apply
What kinds of projects can be financed?
Financing may be available for qualifying generator, solar, battery backup and electrical projects, including the equipment, the transfer switch, the electrical work and the installation as one project rather than several.
Will checking my options affect my credit?
It depends on the provider. Some start with a soft credit inquiry that does not affect your score, and others require a hard inquiry. Each lender discloses which applies before you submit an application, so read that disclosure first.
Is approval guaranteed?
No. Every application is subject to the lender’s approval, the program availability at the time you apply, and your own qualifications. Armored Power Systems does not make credit decisions and cannot approve or deny an application.
What if my credit is not where I want it?
Applying with more than one provider is sometimes enough, since programs differ. If it is not, we can point you toward third-party credit improvement resources so you can look at what is affecting your profile and plan a project for later. Those services cannot guarantee the removal of accurate information, a particular score increase, or a future approval.
Can a business finance a project?
Commercial options may be available depending on the business, the property, the project size and the provider. Businesses, churches, ranches, offices and commercial property owners have all asked, and the answer depends on the specifics rather than the category.
Can I pay it off early?
That is set by the financing agreement, not by us. Prepayment terms vary between providers and programs, so check them in the lender’s disclosures before you accept an offer.
Should I get an estimate before I apply?
Usually, yes. The estimate tells you the amount you actually need to finance, which keeps you from applying for a number that turns out to be wrong in either direction.
Does Armored Power Systems lend the money?
No. We are the contractor, not the lender. Financing is provided by independent third-party providers, and the rate, term, fees and approval decision are entirely theirs.
Related
Before you apply
- Request an estimateThe scope and the number you would actually be financing.
- Our processWhat the assessment, design and proposal include.
- Maintenance plansWhat ownership costs after the install, in plain monthly numbers.
- About Armored Power SystemsWho you would be working with, and what we are licensed to do.
Two ways to start
Which one are you?
Need a generator
We start with what has to keep running at your property — the well, the AC, the freezer, the shop — and size the system around it. You get a written proposal with the equipment, the electrical work and the site prep all in one number.
Already own one
Repair, diagnostics and scheduled maintenance for Generac, Kohler and Briggs & Stratton systems — including units another company installed. Tell us the brand and what it is doing and we will bring the right parts.